The only reliable search results are those that used the social security number. This second alternative is not preferable because the search results are not reliable. There is a second alternative which is a search by date of birth only. The military records maintained by the DMDC can only be indexed by social security number. Compare the DMDC with SCRACVS Frequently Asked Questions This makes the process easier for lenders and debt collectors who have enough to worry about with payment issues. The service also offers the option to fill out the affidavit for users. SCRACVS then provides users with a verified military affidavit. For example, the Servicemembers Civil Relief Act Centralized Verification Service accesses the Defense Department’s Defense Manpower Data Center to determine whether someone is on active duty service. Luckily, there are services that make it extremely easy to acquire a verified active-duty service affidavit. Vehicle repossessions will move along faster if you have an affidavit proving the individual is not on active duty. Even in nonjudicial jurisdictions, if you foreclose on someone who claims to be on active duty, you should be have documents verifying that the individual is not, and thus also not eligible for SCRA protections. The judicial foreclosure process will typically require one. So what sort of actions, specifically, will require an affidavit? ![]() Why and how do you need to acquire a military affidavit? Making the mistake of skipping active-duty status verification could drag out what would have been a simple legal process. The SCRA simply offers too many protections for debt collectors not to verify military service before taking actions against individuals who may be servicemembers. This helps avoid legal entanglements.Īny legal action regarding a servicemember’s financial obligations will typically require a military affidavit to move forward smoothly. A lender intending to foreclose on a borrower should first obtain a military affidavit proving they aren’t on active duty. ![]() For example, if an individual does not show up for a court case, a military affidavit confirming his or her active-duty status absolves him or her of any negative consequences, since the law excludes servicemembers from having to show up to court while deployed.Īdditionally, plaintiffs cannot initiate a foreclosure if the individual behind on mortgage payments is on active duty. Well, military affidavits come into play in court during certain processes, such as foreclosures or default judgments. ![]() So military affidavits confirm or deny active service, but why exactly does a debt collector or a plaintiff in court need to do that? If the individual isn’t on active duty, a space is usually provided to explain how this is known. There is a third option if the signer isn’t sure of the person’s military status. It also contains a section where the signer can either confirm or deny the individual’s active-duty status. This form will typically contain the individual’s basic personal information, such as name and date of birth. Technically, a military affidavit is a notarized, court document that many states use to determine someone’s active-duty status. Military affidavits differ slightly depending on where you are located, but all of them do the same thing: to confirm to the court whether the individual is in active military service.
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